As I have said many times before, those of us who are not trust fund babies or have won the lottery, there is only one way to accumulate wealth: by saving . In other words, you have to live below your means and invest the remaining funds . Where else will the money come from if not from spending less than you earn? How to shop according to your values? One of the things that I notice among most of my friends and family members who have no wealth (other than a little bit of equity in their homes, in case they have not tapped it to pay for even more home improvement or for a vacation or wedding ) is that they literally spend every penny they earn and they always have the cleverest response if you ask them why they need something. If it is a bigger home, it is because they are having yet one more kid or the kids want more room, they keep buying bigger cars just to fill it up with their kids and their friends, their phones are upgraded every two years because they are trapped in the
Journey to become a self-made millionaire